My life is SOOO exciting, guys. Yesterday, I went to work, I went home, Justin and I went for a jog, made dinner, and watched Castle, and then I went to bed. I don’t know how I handle all the excitement.
I’m feeling grumpy today, which is probably evident in my writing, but I have no good reason for being such a cranky pants. I went to bed early. Work isn’t terribly crazy, regardless of how it was predicted. Life at home is great. Justin is awesome. The weather the last couple days was nice and cool (in the 70s) with rain, and everything felt wonderfully fall-like. I think we’re back up into the 80s today (I haven’t been outside since 7am) but the promise of cool weather was refreshing. I’m not hormonal. I’m just grumpy. And grumpy about being grumpy.
Today is Thursday, which means that I have my evening free while Justin plays online with the boys. My To Do list has been piling up, so I’ll probably look at that. I might even do something off the list. Or I’ll go downstairs and sit on the couch watching Lie to Me. It’s a fun show. And really, if my options are “watch entertaining television” or “download copies of our credit report and check for problems” then television is probably going to win. Unless I decide to do them both at the same time . . . .
Did you know that you can download/print copies of your credit report for free once a year? I have to go look up the website that I used last time, but it is entirely free. It’s not your credit SCORE, mind you. It’s just the list of your accounts and who’s been looking at your information and if you’ve been dinged on anything like late payments or anything like that in the last couple years. And it’s important to know that information so you can work on improving your score. If, for example, you find out that there’s an account on there that you’ve NEVER heard of before – that’s a problem. The score, we all know, is what people look at for interest rates and loans and all that, but it’s built, among other things, off the information from those reports. There are three. And you can download them once a year for free. It’s a law or something. I dunno. But it’s important information to know. The score is also important, but I haven’t ever been able to find that for free and unless we’re actually going to be making a big purchase, I don’t need to know.
So I’ll probably download those tonight. And then I can tell you where I got the information and anything else that I think might be important to know after I remember how the whole thing works. It’s been about 2 years since I printed our last one, I think.
And that’s the news from here. I’m going to go outside for a couple minutes and see if it’s nice. Even if it isn’t, it’s going to be refreshing to step away from my desk for a minute or two.